Privacy Policy

Last updated: April 12, 2026

1. Introduction

Welcome to Aamdhani ("we," "our," or "us"). Aamdhani is operated by Aamdhani Technologies Private Limited. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website (collectively, the "Services").

By using our Services, you agree to the collection and use of information in accordance with this Privacy Policy.

2. Information We Collect

2.1 Personal Information

We may collect the following personal information:

  • Account Information: Name, email address, phone number, and profile details provided during registration.
  • Identity Verification: PAN card details, Aadhaar information, and other KYC (Know Your Customer) documents as required by Indian financial regulations.
  • Financial Information: Bank account details, UPI IDs, transaction history, and invoice data.
  • Business Information: Brand deal details, payment schedules, and professional/creator profile information.

2.2 Automatically Collected Information

  • Device type, operating system, and unique device identifiers
  • IP address and approximate location
  • App usage data, crash reports, and performance metrics
  • Cookies and similar tracking technologies on our website

3. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve our Services
  • Process transactions, invoices, and early payment requests
  • Facilitate investment services through our SEBI-regulated partners
  • Verify your identity and comply with KYC/AML regulatory requirements
  • Send you transactional notifications, updates, and security alerts
  • Provide customer support and respond to your inquiries
  • Detect, investigate, and prevent fraudulent or unauthorized activities
  • Analyze usage patterns to improve user experience and develop new features

4. Information Sharing and Disclosure

We do not sell your personal information. We may share your information in the following circumstances:

  • Service Partners: With our regulated financial partners (e.g., for bond investments and fixed deposits) to facilitate the services you request.
  • Payment Processors: With banks and payment gateways to process transactions securely.
  • Legal Requirements: When required by law, court order, or government regulation, including compliance with RBI, SEBI, and other Indian regulatory authorities.
  • Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.
  • With Your Consent: When you explicitly authorize us to share your information with a third party.

5. Data Security

We implement industry-standard security measures to protect your personal information, including:

  • End-to-end encryption for data transmission (TLS/SSL)
  • Encrypted storage of sensitive financial and identity data
  • Regular security audits and vulnerability assessments
  • Access controls and multi-factor authentication for internal systems

While we strive to use commercially acceptable means to protect your information, no method of electronic storage or transmission is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you with our Services. We may also retain and use your information as necessary to comply with legal obligations, resolve disputes, and enforce our agreements, in accordance with applicable Indian laws and regulations.

7. Your Rights

Under applicable Indian laws, including the Digital Personal Data Protection Act, you have the right to:

  • Access the personal data we hold about you
  • Request correction of inaccurate or incomplete data
  • Request deletion of your personal data, subject to legal and regulatory requirements
  • Withdraw consent for data processing at any time
  • Lodge a grievance with our Grievance Officer or the relevant Data Protection Board

To exercise any of these rights, please contact us at support@aamdhani.com.

8. Third-Party Links

Our Services may contain links to third-party websites or services that are not operated by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

9. Children's Privacy

Our Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal data, please contact us so we can take appropriate action.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us: